Buying a home can seem like an intimidating and complicated process. However, when you know the steps, everything will go smoothly. Every home purchase follows these basic steps. I will be there to ensure that everything is done in the proper order and that all legal requirements and disclosures are correctly completed.

  1. Determine your needs and desires.
  2. Obtain Mortgage Approval and a Pre-Approval Letter from your lender. (Very Important)
  3. Find a qualified, experienced real estate agent to guide you.
  4. Determine your Purchasing Power with the help of a mortgage officer.
  5. Find potentially desirable homes and have your agent set up appointments to view them.
  6. Write up an offer to purchase the desired home.
  7. Contingencies to consider: Home inspections, Financing, etc.
  8. Contract is accepted by Seller.
  9. Make formal application for financing with your lender.
  10. Schedule the desired Home Inspections.
  11. Arrange for the Termite Inspection.
  12. Select your Settlement Company (Title Company).
  13. Obtain Homeowner's Insurance.
  14. Contact Utility companies to change service.
  15. Do Pre-Settlement Walk-through.
  16. Settlement Day...pick up the keys.
  17. Move in and start enjoying your new home.